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What’s Included in a Fund?
Every fund is different and is made up of different investment products. These products – known as assets btw – starting from lowest risk, are: Cash… money deposited in bank accounts or used in short-term loans…
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How do Funds Make You Money
We know, we know, this is what you really want to know so let’s get down to business. The way money is made depends on the investment. So if you own bonds or…
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How is Money Made?
Different investments make money in different ways. Here’s the lowdown… #1 Interest From Lending You lend your money to a bank, company or government and as a thank you they pay you interest.…
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A Beginners Guide to Investing
There are almost as many ways to invest as there are Instagram posts about it (1.4 million for #makemoney when we last checked). So, to make it simpler, we’re introducing you to three…
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5 Steps to Choosing a Pension Fund
So, where to start? You're best bet is to get the lowdown on the range of funds offered by your pension provider or online stock broker. Each fund comes with a Factsheet and a Key Investor…
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8 Things You Need to Know About Pensions
Clueless about your pension? Here are eight essential facts you should know. #1 Is a pension worth it? Forget your dream home. A pension trumps a lawned garden, four beds and two baths – trust us.…
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Lending Your Money
Unlike lending your favourite jumper to your BFF, lending money – to a bank, company, government or even another person – is virtually guaranteed to come back to you with a better return…
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Peer-to-Peer Lending
People are generally fed up with banks. For years, they’ve paid miserably low interest and at the same time are becoming stingy with their lending. Meanwhile, there are people that want to earn…
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6 Steps to Choosing a Fund
When it comes to funds you don’t have to do the investment work (that’s the fund manager’s job) but you do have to choose which fund you want (sorry, you’re not off the…
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Introduction to Funds
A golden rule in the investment world is to spread your money around aka diversify. It's a seriously good way to reduce your risk. But, choosing different companies to invest in can be…