As of April 2018, your employer has to contribute a minimum amount equivalent to 2% of your salary to your pension pot and you have to contribute 2.4%. After next April this rises to…

Money put into a pension gets full income tax-relief which is a saving of 20%, 40% or 45% depending on which income band you are in.  But how you receive the relief depends on…

Read after me, Self Invested Personal Pension, aka SIPP. You can open these with an online broker or pension provider, think: Aviva, Aegon, … SIPPs provide more investment flexibility than work pensions because you can…

In short, start your pension as early as possible and aim to get at least the equivalent of 10% of your earnings in there. This target has been made easier by the new…

For Defined Contribution pensions – which gives you a pot of money at retirement – 55 is the golden ticket. For Benefit (aka Final Salary) Pensions it’s usually older, around 65. But no one can force…