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Paying Tax on Funds
So here’s where funds get complicated. They can make you money in three ways: Through interest, dividends and capital gains. And yes, there are different tax rules for each. Pens at the ready! The…
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Bond Investment Strategies
The same concept behind Nike iD trainers applies to bonds. The product’s the same but you can tweak it according to your lifestyle. So, depending on your personal investment goal, here are three…
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Are Bonds Risky?
Let’s start with the reward. Interest is paid, usually twice a year, on the money you invested. And, at the end of the loan term (aka maturity) your initial investment is repaid in full.…
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Buying Bonds
Let’s get down to business: You can buy bonds when they’re first made available to purchase – aka ‘issued’ – by a company and hold on to them until maturity. This is the…
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What is a Bond?
It’s simply a loan. You lend your money to a company, or government, and as a ‘thank you’ they pay you interest. Why would they borrow from me? In the same way that…
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Investing Lingo
Share, spread, exchange…the investment world lingo could be mistaken for dating app cues. Here, we’ve explained some well-used terms you may find useful. Revenue… The money made by a company from all sales. Profit… The…
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Stock Broker Fees
Ok, so we’ve got to the boring bit. But it’s also arguably the most important bit as you’ll need to know why your money seems to vanish as quickly as its made. Grab…
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Investment Tax Breaks
You don’t have to give it all away. We’re talking about the money you made from your investments. Or anything else for that matter, but you’ll need to consult a different website for…
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Managing Credit Card Debt
You keep deleting those ‘payment due reminder’ emails, so do 3 million people in the UK. Or so we’re assuming since that whopper of a number represents those who can't afford to pay off their credit…
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Four Things You Need To Know About Saving
#1 DON’T SAVE IF YOU HAVE DEBT It’s a losing battle. You pay more interest on your debt than the amount of interest you get back from your savings. Your best defence?…
