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Your Personal Saving Allowance
You have a ‘Personal Savings Allowance’ or PSA, which means you can earn interest – from savings, loans – such as peer-to-peer or bonds – tax free up until a certain amount. Your tax-free allowance depends…
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Income Tax Bands
Your Income Band Name Tax Rate Up to £11,850 Personal Allowance* 0% £11,851 to £46,350 Basic rate 20% £46,351 to £150,000 Higher rate 40% Over £150,000 Additional rate 45% *If you earn…
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I’ve got £3,000 and want to save it for 2 years. Where shall I put my money?
It’s great that you know how long you want to lock this money away for. You can take advantage of fixed-term saving accounts that offer higher interest payments than an easy-access account. Here's a…
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I’ve got £3,000 and want to save it for 2 years. Where shall I put my money?
It’s great that you know how long you want to lock this money away for. You can take advantage of fixed-term saving accounts that offer higher interest payments than an easy-access account. Here's a…
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How to Reduce the Cost of Childcare?
The Story One of the (unwanted) surprises of becoming a parent is the cost of childcare. Sometimes this can be as much as your yearly rent or mortgage! Yeah, seriously. Before you…
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6 Essential Money Saving Tips
Six seriously good money tips which will save you thousands: 1. Spend using a card that pays you cash or air miles. You can find your best option here. 2. On your hols…
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Do I have to pay the asking price of a property or can I barter?
Once you have found your ideal home don’t be scared to make an “offer”. The asking price is just a guide and in certain areas it may be a buyers’ market with many properties…
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Do I have to pay the asking price of a property or can I barter?
Once you have found your ideal home don’t be scared to make an “offer”. The asking price is just a guide and in certain areas it may be a buyers’ market with many properties…
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How old do I have to be before I can access my pension?
For Defined Contribution pensions – which gives you a pot of money at retirement – 55 is the golden ticket. For Benefit (aka Final Salary) Pensions it’s usually older, around 65. But no one can force…
