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How to achieve financial security by retirement?
In short, start your pension as early as possible and aim to get at least the equivalent of 10% of your earnings in there. This target has been made easier by the new…
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Your Work Pension
We quizzed financial advisor, Jonathan Kinch, on work pensions and the new auto-enrolment scheme. He explains why it is so important and how employees will benefit from it. Why is auto-enrolment so good for…
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Can my husband take time off to look after our baby?
Yes! In 2015 the government launched Shared Parental Leave, which lets you share your leave with your partner. How does it work? If you finish your Statutory Maternity Leave early then your husband…
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I am planning to have a baby, what maternity pay will I get?
It’s good you are planning ahead because to qualify for maternity leave you need to follow some rules: You have to work continuously from 41 to 15 weeks before your due date (translation:…
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Can I get Maternity Pay if I am self-employeed?
Sorry to be the bearer of bad news…you won’t get Statutory Maternity Pay BUT there is a silver lining as you could get Maternity Allowance. This pays £140 a week for 39 weeks…
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If I don’t write a will what will happen with my estate?
If you die without a will your home, savings and other assets, aka your 'estate', will be divided and given away on fixed rules set by the UK Gov. If you have a…
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I am looking for a stock & shares ISA. Can you help?
Stocks & Shares ISAs (aka Investment ISAs) are available from banks or brokers and most give online access to a large range of investments, think: shares, bonds, funds, … So unless you are…
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How Much Inheritance Tax Will You Pay?
Money that is left to you in a will may be taxed at a whopping 40%. Yes you read that right. Back Up In 1894 the UK gov introduced ‘estate duty’, aka inheritance…
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First time buyer? This is how much £££ you’ll need…
The Story First time buyers have been given a hand from the government as they cut stamp duty on properties up to £500,000. But this isn't the only fee you have to…
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Suzi’s Story
The Story Suzi, mamma to baby Zoe, set-up her business Flying Baby Shapes when her daughter was only 8-months old. Inspired by her own experience of dealing with an unhappy baby during nappy…