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Can I get a mortgage when I am on maternity leave?
It depends. If you are intending to go back to work and your employer confirms your return to work date and salary then this income can be used in the affordability accessment for a…
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How to get the best mortgage deal?
Seek independent advice and try to meet your intended adviser to ensure that you get along because you will have a fairly close working relationship for several weeks. They will have access to all…
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Air Miles or Cashback – Which is the Better Deal?
We love credit cards that ‘reward’ but which can you benefit from the most? Here we help you decide. Big red flag: Always pay off your bill each month, the deals aren’t worth…
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What is the easiest way to become a billionaire?
According to a recent study, there are 2,208 billionaires in the world. And, FYI their average wealth is $4.1bill (£3.1bill). Working 9 til 5 is not going to make you a billion. Most billionaires…
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Can you explain tax-relief on pensions?
Money put into a pension gets full income tax-relief which is a saving of 20%, 40% or 45% depending on which income band you are in. But how you receive the relief depends on…
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What is a SIPP and is it better than a work pension?
Read after me, Self Invested Personal Pension, aka SIPP. You can open these with an online broker or pension provider, think: Aviva, Aegon, … SIPPs provide more investment flexibility than work pensions because you can…
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How can I invest my money ethically?
Through buying shares in or lending money to companies which are in line with your social and environmental beliefs. Usually companies regarded as ‘ethical’ look to have a positive impact on society, treat employees fairly,…
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Women in Finance with Ritu Vohora
We caught-up with Ritu Vohora who is an Investment Director at M&G Investments. She has 12 years’ experience in investment management and tells us how women can flourish in this industry. She also…
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Happy New ‘Tax’ Year
The Story Last Friday – April 6th – marked the start of the new tax year. Each year the UK gov changes the rules. Depending on their view of the economy, it results…
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Pension Auto-Enrolment – What’s it All About?!
The Story Employers and employees are being opted-in, by the UK gov, to set-up and pay into a pension, it's called auto-enrolment. Becasue pensions are a snooze-fest we’ve selected the juicy bits – 6 essential facts…
