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Planning Saving Goals
So you want a fancy new car, a three-bedroom pad, that dream holiday to the Maldives and to put that genius business idea you have into action. You’re going to need some serious…
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Best Return for Your Savings
A savings account is a savings account right? Er, wrong. Choosing the best bank account for your cash could earn you hundreds more pounds every year. Yes, really. Where do I start? First…
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Lending Your Money
Unlike lending your favourite jumper to your BFF, lending money – to a bank, company, government or even another person – is virtually guaranteed to come back to you with a better return…
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Peer-to-Peer Lending
People are generally fed up with banks. For years, they’ve paid miserably low interest and at the same time are becoming stingy with their lending. Meanwhile, there are people that want to earn…
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6 Steps to Choosing a Fund
When it comes to funds you don’t have to do the investment work (that’s the fund manager’s job) but you do have to choose which fund you want (sorry, you’re not off the…
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Introduction to Funds
A golden rule in the investment world is to spread your money around aka diversify. It's a seriously good way to reduce your risk. But, choosing different companies to invest in can be…
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Introduction to Buying Shares
When you invest in a company you own a small piece of that company and when they do well so do you. That small piece is called a share and if you own shares…
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What is a Share?
When a company is set-up the founders decide how many shares they want to break down their company into. If they choose 100 shares it means each one is worth 1% of the company.…
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Private vs Public Companies
Like schools, clubs and dining rooms, add the word ‘private’ before each of these and they’re suddenly more exclusive. Same goes for a company, which is considered private when it’s – yep, you…
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4 Tips to Investing Smartly
If you aren’t able to invest in a number of companies stop reading this article now (er, maybe after the next line). Investing in only one is tempting fate – it could fail, close…