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Cash ISAs – What are they and do you need one?
Cash ISAs, most of us have one but do we really need them. They are useful saving accounts where you can put your savings, earn interest and not pay any tax on…
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Maternity Pay – The Essential Facts
We’d like to talk to you about maternity pay. It’s a really confusing subject and it shouldn’t be. So we would like to share with you the simple rules of maternity pay.…
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How to Plan a Personal Budget
Let’s talk about budgeting. You may think that it’s boring but sometimes in life it’s a necessity. If you have a massive credit card bill or you want to save for a…
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What’s Included in a Fund?
Every fund is different and is made up of different investment products. These products – known as assets btw – starting from lowest risk, are: Cash… money deposited in bank accounts or used in short-term loans…
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How do Funds Make You Money
We know, we know, this is what you really want to know so let’s get down to business. The way money is made depends on the investment. So if you own bonds or…
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How Impact Investing Could Save the World
The Story Green-house emissions are up again (yes-way). We’re three years on from the Paris climate change submit yet the largest forest fires in history are burning around the globe. Why is…
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Growing Your Money
Did you know that with inflation your savings are worth less each year? Not good news. Tell me why and how? Inflation is when the cost of things goes up, do you remember when…
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How can I build better credit?
It comes down to having a history of good money management. Here's a few things you can do to boost your credit score: 1. Register to vote at your current address 2. Use…
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How to buy bonds?
First, you’ll need an online investment account. Once set-up, you can buy bonds when they are first issued, aka released, or buy them after issue from another investor. To buy at issue, you’ll…
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How much should my employer be adding to my pension?
As of April 2018, your employer has to contribute a minimum amount equivalent to 2% of your salary to your pension pot and you have to contribute 2.4%. After next April this rises to…
