How old do I have to be before I can access my pension?

For Defined Contribution pensions – which gives you a pot of money at retirement – 55 is the golden ticket. For Benefit (aka Final Salary) Pensions it’s usually older, around 65. But no one can force you to retire! You can leave your money in the pot until you’re ready or, if you want to work less hours, you can use it to top up your salary.

Need to understand your pension better? We have a guide for that.